Understanding Credit Reports and Scores

Your credit report is a record of your past borrowing including information about late payments and bankruptcy. Therefore, it is important that you understand how to access your credit report, understand the sections, and what goes into calculating your credit score. Presented by Dorothy Nuckols, Financial Wellness Educator with the University of Maryland, Extension. 

Please register with an email address to receive an immediate registration confirmation. You will receive the link to the online class in the confirmation email. If you prefer to call in by phone, please register for the class online and then email askhcls@hclibrary.org to request the dial-in information at least 1 business day in advance.